Guides for Florida property insurance claims
Plain-English explanations of appraisal, deductibles, roof claims and what to do when a settlement falls short.


Florida Roof Claims After the 2022 Insurance Reforms
Roof payment schedules, the updated 25% rule, shorter claim windows and AOB changes: what Florida’s 2022 reforms mean for a roof claim today.
Read · 9 min →
What to Do When Your Florida Property Claim Is Underpaid
A step-by-step plan for a Florida claim payment that will not cover repairs: decode the estimate, document, request review, mediate or appraise.
Read · 8 min →
Appraiser, Public Adjuster or Attorney? Choosing Help for a Florida Claim
An honest comparison of appraisers, public adjusters and property insurance attorneys in Florida, and how to tell which one your claim actually needs.
Read · 8 min →
Florida Hurricane Deductibles, Explained Without the Jargon
Percentage deductibles, the per-season rule, and how a hurricane deductible changes what you actually collect after a Florida storm.
Read · 7 min →
How the Appraisal Clause Works in Florida Property Claims
What the appraisal provision in a Florida property policy does, who can invoke it, how the umpire fits in, and what an award can and cannot decide.
Read · 8 min →Disputing an insurance estimate in Florida?
Get a straight answer on whether appraisal is worth it — usually within one business day.