General information only
Last updated November 6, 2026.
The content on floridainsuranceappraiser.com is general information about property insurance claims and the appraisal process in Florida. Laws, regulations and policy forms change, and every claim depends on its own facts and policy wording.
Not legal advice
Nothing on this site is legal advice. Florida Insurance Appraiser is not a law firm and is not a public adjusting firm. For legal questions, including coverage disputes, denials and deadlines, consult a Florida-licensed attorney.
Appraisal decides amount, not coverage
Appraisal generally determines the amount of loss. It does not decide whether a loss is covered under your policy, and an insurer may maintain coverage positions separately from an appraisal award.
No guarantee of outcome
We do not guarantee any particular result, payment amount or timeline. An appraisal may confirm, increase or, in some cases, produce a figure lower than a prior estimate.
Tools give estimates only
Calculators, quizzes and checklists on this site provide rough estimates and general guidance only. They are not appraisals and should be confirmed against your actual policy and claim documents.