Why preparation decides appraisals
In appraisal, two appraisers compare estimates line by line and an umpire settles what they can’t agree on. The side with clear measurements, dated photos and a complete estimate usually controls that conversation. The quiz focuses on the documents that carry the most weight. If you score low, start with a certified copy of the policy and the insurer’s full estimate.
What to do with your score
Above 75, you’re in good shape to talk about invoking appraisal. Between 40 and 75, close the gaps listed under your score first. Below 40, focus on documentation — our homeowners claim appraisal team can help build the file.
Frequently asked questions
Do I need a contractor estimate before appraisal?
It helps a great deal. A detailed, line-item estimate — ideally in Xactimate or Symbility format — gives the appraisers something concrete to compare.
What is a certified policy?
A complete copy of your policy, including declarations, forms and endorsements, certified by the insurer as in force on the date of loss. You can request one in writing.
Is my answer data saved?
No. The quiz runs entirely in your browser.
Estimates only, for general planning. Results depend on your policy, your property and current pricing. Not legal advice.