/* Florida Insurance Appraiser — site stylesheet
   Palette: deep teal + brass on white. Type: Source Serif 4 (display) + Inter (text). */
:root{
  --ink:#0d2326; --brand:#0f4c4a; --brand-2:#14645f; --brand-l:#e7f0ee; --brand-xl:#f2f7f6;
  --accent:#b7832f; --accent-d:#94681f; --accent-l:#f7f0e2;
  --bg:#fff; --soft:#f5f7f6; --line:#dfe6e4; --line-2:#cdd7d5; --muted:#5b6b69; --text:#263a38;
  --r:14px; --r-sm:8px; --sh-1:0 1px 2px rgba(13,35,38,.06); --sh-2:0 1px 2px rgba(13,35,38,.05),0 10px 30px -12px rgba(13,35,38,.18);
  --sh-3:0 2px 4px rgba(13,35,38,.06),0 24px 48px -20px rgba(13,35,38,.28);
  --wrap:1200px; --ff-d:"Source Serif 4",Georgia,"Times New Roman",serif;
  --ff:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--ff);font-size:16.5px;line-height:1.7;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;height:auto;display:block}
figure{margin:0}
a{color:var(--brand-2);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--accent-d)}
h1,h2,h3,h4{font-family:var(--ff-d);color:var(--ink);line-height:1.18;font-weight:600;letter-spacing:-.015em;margin:0 0 .55em}
h1{font-size:clamp(2.1rem,4.4vw,3.5rem);letter-spacing:-.022em}
h2{font-size:clamp(1.65rem,2.8vw,2.35rem)}
h3{font-size:1.22rem;letter-spacing:-.01em}
p{margin:0 0 1.1em}
ul,ol{padding-left:1.25em}
.wrap{width:min(var(--wrap),100% - 40px);margin-inline:auto}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 14px;z-index:99}
.skip:focus{left:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.waves,.waves-top{display:none!important}

/* ---------- strip + header ---------- */
.strip{background:var(--ink);color:#b7c9c6;font-size:.8rem;letter-spacing:.01em}
.strip .wrap{display:flex;justify-content:space-between;gap:12px;padding:8px 0;flex-wrap:wrap}
.strip a{color:#fff;text-decoration:none;font-weight:500}
.strip a:hover{color:#e9d3a8}
.strip span+span{margin-left:22px}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:24px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);flex-shrink:0}
.brand svg{width:40px;height:40px}
.brand .wm{display:flex;flex-direction:column;line-height:1}
.brand .wm small{font:600 .64rem/1 var(--ff);letter-spacing:.28em;text-transform:uppercase;color:var(--accent-d);margin-bottom:5px}
.brand .wm b{font:600 1.24rem/1.05 var(--ff-d);letter-spacing:-.01em;color:var(--ink)}
.nav{margin-left:auto;display:flex;align-items:center;gap:6px}
.nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:2px}
.nav li{position:relative}
.nav>ul>li>a,.nav>ul>li>button{display:flex;align-items:center;gap:6px;font:500 .92rem var(--ff);color:var(--ink);text-decoration:none;padding:9px 12px;border-radius:var(--r-sm);background:none;border:0;cursor:pointer}
.nav>ul>li>a:hover,.nav>ul>li>button:hover,.nav>ul>li.open>button{background:var(--soft);color:var(--brand)}
.nav button::after{content:"";width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-2px);opacity:.6}
.drop{position:absolute;top:calc(100% + 10px);left:0;min-width:260px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--sh-3);padding:8px;list-style:none;margin:0;display:none}
.drop.cols{min-width:470px;columns:2;column-gap:4px}
.nav li.open>.drop{display:block}
@media(hover:hover) and (min-width:1081px){.nav li:hover>.drop{display:block}.nav li:hover>.drop::before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}}
.drop a{display:block;padding:8px 12px;border-radius:6px;text-decoration:none;color:var(--text);font-size:.9rem;font-weight:500;break-inside:avoid}
.drop a:hover{background:var(--brand-xl);color:var(--brand)}
.drop .all{color:var(--brand-2);font-weight:600}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:600 .95rem var(--ff);padding:13px 22px;border-radius:var(--r-sm);border:1px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s,box-shadow .15s,color .15s;line-height:1.2;letter-spacing:.005em}
.btn-primary{background:var(--brand);color:#fff;box-shadow:var(--sh-1)}
.btn-primary:hover{background:var(--brand-2);color:#fff;box-shadow:var(--sh-2)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand)}
.btn-ink{background:var(--ink);color:#fff}
.btn-ink:hover{background:var(--brand);color:#fff}
.btn-accent{background:var(--accent);color:#fff}
.btn-accent:hover{background:var(--accent-d);color:#fff}
.hdr .btn{padding:10px 16px;font-size:.88rem}
.burger{display:none;margin-left:auto;background:#fff;border:1px solid var(--line-2);border-radius:var(--r-sm);width:44px;height:44px;cursor:pointer}
.burger span,.burger span::before,.burger span::after{display:block;width:18px;height:1.5px;background:var(--ink);margin:auto;position:relative;content:""}
.burger span::before{position:absolute;top:-6px}.burger span::after{position:absolute;top:6px}
@media(max-width:1080px){
  .burger{display:block}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--sh-2);padding:12px 20px 22px;flex-direction:column;align-items:stretch;max-height:calc(100vh - 80px);overflow:auto}
  .nav.show{display:flex}
  .nav>ul{flex-direction:column}
  .drop,.drop.cols{position:static;box-shadow:none;border:0;columns:1;min-width:0;padding:0 0 6px 12px;background:transparent}
  .hdr .btn{margin-top:10px}
  .strip span.hide-m{display:none}
}

/* ---------- hero (home) ---------- */
.hero{position:relative;background:linear-gradient(180deg,var(--brand-xl) 0%,#fff 100%);border-bottom:1px solid var(--line)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;padding:72px 0 80px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font:600 .74rem var(--ff);letter-spacing:.16em;text-transform:uppercase;color:var(--accent-d);margin-bottom:16px}
.eyebrow::before{content:"";width:22px;height:1px;background:var(--accent)}
.hero h1 em{font-style:normal;color:var(--brand-2)}
.hero .lead{font-size:1.14rem;max-width:600px;color:#3b4e4c}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 26px}
.trust{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:.88rem;font-weight:500;color:var(--ink);list-style:none;padding:0;margin:0}
.trust li{display:flex;align-items:center;gap:8px}
.trust li::before{content:"";width:16px;height:16px;border-radius:50%;background:var(--brand-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f4c4a' stroke-width='3.2'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/10px no-repeat}
.card-calc{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-3);padding:26px}
.card-calc h2{font-size:1.35rem;margin-bottom:4px}
.card-calc p.sub{font-size:.9rem;color:var(--muted);margin-bottom:16px}
.field{margin-bottom:14px}
.field label{display:block;font-weight:600;font-size:.84rem;margin-bottom:6px;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;font:400 .98rem var(--ff);padding:11px 13px;border:1px solid var(--line-2);border-radius:var(--r-sm);background:#fff;color:var(--text);transition:border-color .15s,box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand-2);box-shadow:0 0 0 3px rgba(20,100,95,.14)}
.hint{display:block;color:var(--muted);font-size:.8rem;margin-top:4px}
.money{position:relative}.money::before{content:"$";position:absolute;left:13px;top:50%;transform:translateY(-50%);color:var(--muted)}
.money input{padding-left:26px}
.result{background:var(--brand-xl);border:1px solid var(--brand-l);border-radius:10px;padding:16px 18px;margin-top:8px}
.result .big{font-family:var(--ff-d);font-size:2.1rem;font-weight:600;color:var(--brand);line-height:1.1}
.result small{display:block;color:var(--muted);font-size:.83rem}
.meter{height:6px;border-radius:99px;background:#dce7e5;overflow:hidden;margin:10px 0 6px}
.meter i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--brand-2),var(--accent));transition:width .4s}

/* ---------- sections ---------- */
.sec{padding:96px 0}
.sec.tight{padding:56px 0}
.sec.sand{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec.ink{background:var(--ink);color:#c3d3d0}
.sec.ink h2,.sec.ink h3{color:#fff}
.sec.ink a{color:#e2c48e}
.sec-head{max-width:760px;margin-bottom:48px}
.sec-head p{color:var(--muted);font-size:1.05rem}
.sec-head.center{margin-inline:auto;text-align:center}
.sec-head.center .eyebrow{justify-content:center}
.num{display:inline-flex;align-items:center;gap:10px;font:600 .74rem var(--ff);letter-spacing:.16em;text-transform:uppercase;color:var(--accent-d);margin-bottom:14px}
.num::before{content:"";width:22px;height:1px;background:var(--accent)}
.sec.ink .num{color:#e2c48e}
.card .num::before,.card-ph .num::before{display:none}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.top{align-items:start}
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;transition:box-shadow .2s,border-color .2s,transform .2s;position:relative}
a.card{text-decoration:none;color:var(--text);display:block}
a.card:hover{box-shadow:var(--sh-2);border-color:var(--line-2);transform:translateY(-2px);color:var(--text)}
.card h3{margin-bottom:8px}
.card p{font-size:.94rem;margin:0;color:var(--muted)}
.card .go{display:inline-flex;align-items:center;gap:6px;margin-top:16px;font-weight:600;font-size:.88rem;color:var(--brand-2)}
.ico{width:44px;height:44px;border-radius:10px;background:var(--brand-xl);border:1px solid var(--brand-l);display:grid;place-items:center;margin-bottom:16px}
.ico svg{width:22px;height:22px;stroke:var(--brand);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.stats{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.stats div{padding:28px 24px;border-right:1px solid var(--line)}
.stats div:first-child{padding-left:0}
.stats div:last-child{border-right:0}
.stats b{display:block;font-family:var(--ff-d);font-weight:600;font-size:2.5rem;color:var(--brand);line-height:1;margin-bottom:8px}
.stats span{font-size:.88rem;color:var(--muted)}
.postcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-2);padding:32px}
.ticks{list-style:none;padding:0;margin:0 0 1em}
.ticks li{position:relative;padding-left:30px;margin-bottom:10px}
.ticks li::before{content:"";position:absolute;left:0;top:5px;width:18px;height:18px;border-radius:50%;background:var(--brand-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f4c4a' stroke-width='3.2'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/11px no-repeat}
.sec.ink .ticks li::before{background-color:rgba(255,255,255,.12)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;padding:0;margin:0}
.steps li{list-style:none;counter-increment:s;padding-top:58px;position:relative;border-top:1px solid var(--line)}
.steps li::before{content:counter(s,decimal-leading-zero);position:absolute;top:18px;left:0;font:600 .8rem var(--ff);letter-spacing:.1em;color:var(--accent-d)}
.steps li::after{content:"";position:absolute;top:-2px;left:0;width:40px;height:3px;background:var(--brand)}
.steps h3{font-size:1.15rem}
.steps p{font-size:.94rem;color:var(--muted)}
.timeline{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:22px 18px}
.timeline div{border-top:1px solid rgba(255,255,255,.22);padding:14px 0 0}
.timeline b{font-family:var(--ff-d);font-weight:600;font-size:1.6rem;color:#fff;display:block;line-height:1.1;margin-bottom:4px}
.timeline span{font-size:.9rem;color:#b7c9c6}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.chips a,.chips span{display:inline-block;padding:7px 14px;border:1px solid var(--line-2);border-radius:999px;background:#fff;text-decoration:none;font-weight:500;font-size:.88rem;color:var(--ink)}
.chips a:hover{border-color:var(--brand);color:var(--brand)}
.cmp{width:100%;border-collapse:separate;border-spacing:0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:#fff;font-size:.94rem}
.cmp th,.cmp td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.cmp thead th{background:var(--soft);color:var(--ink);font:600 .78rem var(--ff);letter-spacing:.08em;text-transform:uppercase}
.cmp tr:last-child td{border-bottom:0}
.cmp td:first-child{font-weight:600;color:var(--ink)}
.table-wrap{position:relative;max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
details.faq{border-bottom:1px solid var(--line);background:transparent}
details.faq:first-of-type{border-top:1px solid var(--line)}
details.faq summary{cursor:pointer;list-style:none;padding:20px 48px 20px 0;font-weight:600;color:var(--ink);position:relative;font-size:1.02rem}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"";position:absolute;right:6px;top:50%;width:10px;height:10px;border-right:1.5px solid var(--brand);border-bottom:1.5px solid var(--brand);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
details.faq[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
details.faq summary:hover{color:var(--brand)}
details.faq .a{padding:0 40px 20px 0;color:#3b4e4c}
details.faq .a p:last-child{margin:0}
.cta-band{background:var(--brand);color:#fff}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:52px 0;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0;font-size:clamp(1.45rem,2.6vw,2rem)}
.cta-band p{margin:.4em 0 0;color:#c8dcd9}
.cta-band .btn-ink{background:#fff;color:var(--brand)}
.cta-band .btn-ink:hover{background:var(--accent-l);color:var(--ink)}
.cta-band .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.cta-band .btn-ghost:hover{border-color:#fff;color:#fff}

/* ---------- interior pages ---------- */
.page-hero{background:linear-gradient(180deg,var(--brand-xl),#fff);border-bottom:1px solid var(--line);padding:56px 0 60px;position:relative}
.page-hero h1{font-size:clamp(2rem,3.8vw,3rem);max-width:880px}
.page-hero .lead{font-size:1.1rem;max-width:740px;margin-bottom:0;color:#3b4e4c}
.crumbs{font-size:.82rem;margin-bottom:20px;color:var(--muted)}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--brand)}
.crumbs span{margin:0 7px;color:var(--line-2)}
.crumbs span[aria-current]{margin:0;color:var(--ink)}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:64px;align-items:start}
.prose{font-size:1.03rem}
.prose h2{font-size:clamp(1.45rem,2.3vw,1.85rem);margin-top:1.7em}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:1.4em}
.prose table{width:100%;border-collapse:collapse;margin:0 0 1.4em;font-size:.94rem;background:#fff}
.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.prose th{background:var(--soft);font-weight:600}
.prose blockquote{margin:1.4em 0;padding:16px 22px;border-left:3px solid var(--accent);background:var(--accent-l);border-radius:0 10px 10px 0}
.aside{position:sticky;top:100px;display:grid;gap:20px}
.aside .box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.aside .box.dark{background:var(--ink);border-color:var(--ink);color:#c3d3d0}
.aside .box.dark h3{color:#fff}
.aside .box.dark a.btn{width:100%;background:#fff;color:var(--brand)}
.aside .box.dark a.btn:hover{background:var(--accent-l)}
.aside .box.dark a:not(.btn){color:#e2c48e}
.aside ul{list-style:none;padding:0;margin:0}
.aside li a{display:block;padding:8px 0;border-bottom:1px solid var(--line);text-decoration:none;font-weight:500;font-size:.92rem;color:var(--text)}
.aside li:last-child a{border-bottom:0}
.aside li a:hover{color:var(--brand)}
.aside h3{font-size:1.1rem}
.note{font-size:.84rem;color:var(--muted);border-top:1px solid var(--line);padding-top:14px;margin-top:28px}
.storm-list{list-style:none;padding:0;margin:0 0 1.4em;display:grid;gap:0;border-top:1px solid var(--line)}
.storm-list li{display:grid;grid-template-columns:80px 1fr;gap:16px;padding:16px 0;border-bottom:1px solid var(--line)}
.storm-list b{font-family:var(--ff-d);font-weight:600;font-size:1.4rem;color:var(--brand);line-height:1.1}
.gloss dt{font-family:var(--ff-d);font-size:1.2rem;font-weight:600;color:var(--ink);margin-top:22px}
.gloss dd{margin:4px 0 0;padding-bottom:16px;border-bottom:1px solid var(--line);color:#3b4e4c}
.az{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:24px}
.az a{width:34px;height:34px;display:grid;place-items:center;border:1px solid var(--line-2);border-radius:6px;text-decoration:none;font-weight:600;font-size:.88rem;background:#fff;color:var(--ink)}
.az a:hover{border-color:var(--brand);color:var(--brand)}
.post-meta{font-size:.88rem;color:var(--muted);margin-top:16px}

/* ---------- tools ---------- */
.tool{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-2);padding:32px;margin-bottom:28px}
.tool-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:4px 20px}
.tool .actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:6px}
.out{margin:0 0 20px;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.tool .out{margin-top:22px}
.out div{background:var(--soft);border-radius:10px;padding:18px;border:1px solid var(--line)}
.out div.hl{background:var(--brand);border-color:var(--brand)}
.out div.hl b,.out div.hl span{color:#fff}
.out b{display:block;font-family:var(--ff-d);font-weight:600;font-size:1.65rem;color:var(--ink);line-height:1.15;margin-top:4px}
.out span{font-size:.8rem;font-weight:600;color:var(--muted);letter-spacing:.02em}
.verdict{margin:16px 0 48px;padding:16px 20px;border-radius:10px;background:var(--accent-l);border-left:3px solid var(--accent);font-weight:500;color:var(--ink)}
.inv{width:100%;border-collapse:collapse;font-size:.9rem}
.inv th{background:var(--soft);color:var(--ink);padding:10px;text-align:left;font-weight:600;border-bottom:1px solid var(--line)}
.inv td{padding:6px;border-bottom:1px solid var(--line)}
.inv input,.inv select{width:100%;font:400 .9rem var(--ff);padding:8px;border:1px solid var(--line-2);border-radius:6px;background:#fff}
.inv .x{background:none;border:0;color:var(--muted);font-size:1.3rem;cursor:pointer}
.inv .x:hover{color:#b3261e}
.quiz li{list-style:none;border:1px solid var(--line);border-radius:10px;padding:13px 16px;margin-bottom:8px;background:#fff;transition:border-color .15s,background .15s}
.quiz li:hover{border-color:var(--line-2);background:var(--brand-xl)}
.quiz label{display:flex;gap:12px;align-items:flex-start;cursor:pointer;font-weight:500}
.quiz input{width:18px;height:18px;margin-top:4px;accent-color:var(--brand);flex-shrink:0}
.quiz ol{padding:0}
.dl{list-style:none;padding:0;margin:18px 0 0}
.dl li{display:flex;justify-content:space-between;gap:12px;padding:13px 0;border-bottom:1px solid var(--line)}
.dl li b{color:var(--ink);font-weight:600}
.dl li.past b{color:#b3261e}

/* ---------- forms + contact ---------- */
.lead-form{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-3);padding:32px}
.lead-form h3{font-size:1.35rem;margin-bottom:18px}
.lead-form .row{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.lead-form .consent{display:flex;gap:10px;font-size:.82rem;color:var(--muted);align-items:flex-start;margin:6px 0 18px}
.lead-form .consent input{margin-top:5px;accent-color:var(--brand)}
.lead-form .btn{width:100%}
.hp{position:absolute;left:-5000px}
.form-msg{margin-top:12px;font-weight:600}
.form-msg.ok{color:var(--brand)}.form-msg.err{color:#b3261e}
.contact-list{list-style:none;padding:0;margin:0 0 24px}
.contact-list li{display:flex;gap:14px;align-items:center;margin-bottom:14px;font-weight:500}
.contact-list .ico{margin:0;width:42px;height:42px}

/* ---------- footer ---------- */
.ftr{background:var(--ink);color:#9fb3b0;font-size:.9rem}
.ftr-grid{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:36px;padding:64px 0 44px}
.ftr h4{font:600 .72rem var(--ff);letter-spacing:.16em;text-transform:uppercase;color:#fff;margin-bottom:16px}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li{margin-bottom:9px}
.ftr a{color:#c9d7d5;text-decoration:none}
.ftr a:hover{color:#fff}
.ftr .brand{margin-bottom:18px}
.ftr .brand .wm b{color:#fff}
.ftr .brand .wm small{color:#d6b679}
.ftr-bottom{border-top:1px solid rgba(255,255,255,.1);padding:22px 0 30px;font-size:.8rem;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.ftr-bottom p{margin:0;max-width:760px}
.callbar{display:none}
@media(max-width:760px){
  .callbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;box-shadow:0 -4px 16px rgba(13,35,38,.12)}
  .callbar a{flex:1;text-align:center;padding:14px 8px;font-weight:600;text-decoration:none;color:#fff;background:var(--brand)}
  .callbar a+a{background:var(--ink)}
  body{padding-bottom:52px}
}

/* ---------- photography ---------- */
.hero-media{position:relative;padding-bottom:190px}
.hero-img{position:relative;border-radius:var(--r);overflow:hidden;box-shadow:var(--sh-2);aspect-ratio:4/3.1;background:var(--brand-l)}
.hero-img img{width:100%;height:100%;object-fit:cover}
.hero-img figcaption{position:absolute;left:14px;top:14px;max-width:260px;background:rgba(255,255,255,.94);color:var(--ink);font-size:.78rem;font-weight:500;line-height:1.45;padding:9px 12px;border-radius:8px;box-shadow:var(--sh-1)}
.hero-media .card-calc{position:absolute;left:-44px;right:44px;bottom:0;padding:22px 24px}
.hero-media .card-calc h2{font-size:1.2rem}
.hero-media .card-calc .sub{display:none}
.hero-media .card-calc{display:grid;grid-template-columns:1fr 1fr;column-gap:12px}
.hero-media .card-calc>*{grid-column:1/-1}
.hero-media .card-calc>.field{grid-column:auto;margin-bottom:10px}
.hero-media .card-calc .result{padding:12px 16px}
.hero-media .card-calc .result .big{font-size:1.75rem}
.inline-photo{margin-top:32px;border-radius:var(--r);overflow:hidden;aspect-ratio:16/9}
.inline-photo img{width:100%;height:100%;object-fit:cover;object-position:center 30%}
.photo-bg{position:relative;overflow:hidden;isolation:isolate}
.photo-bg>img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;filter:grayscale(.35)}
.photo-bg::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(100deg,rgba(13,35,38,.97) 0%,rgba(13,35,38,.9) 50%,rgba(13,35,38,.7) 100%)}
.card-ph{padding:0;overflow:hidden;display:flex!important;flex-direction:column}
.card-ph .ph{aspect-ratio:16/10;overflow:hidden;background:var(--brand-l)}
.card-ph .ph img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.card-ph:hover .ph img{transform:scale(1.04)}
.card-ph .cb{padding:22px 24px 24px;position:relative;flex:1}
.card-ph .cb .ico{position:absolute;top:-24px;left:24px;margin:0;width:44px;height:44px;background:#fff;border-color:var(--line);box-shadow:var(--sh-1)}
.card-ph .cb .ico+h3{margin-top:20px}
.page-hero.has-photo{padding:48px 0 56px}
.page-hero.has-photo .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.hero-photo{border-radius:var(--r);overflow:hidden;box-shadow:var(--sh-2);aspect-ratio:4/3;background:var(--brand-l)}
.hero-photo img{width:100%;height:100%;object-fit:cover}

/* ---------- overflow guards ---------- */
.split>*,.layout>*,.grid>*,.hero .wrap>*,.tool{min-width:0}

/* ---------- responsive ---------- */
@media(max-width:1000px){
  .hero .wrap,.split,.layout{grid-template-columns:1fr}
  .g4{grid-template-columns:repeat(2,1fr)}
  .g3{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);row-gap:36px}
  .ftr-grid{grid-template-columns:1fr 1fr}
  .aside{position:static}
  .stats{grid-template-columns:repeat(2,1fr)}
  .stats div{padding-left:0}
  .stats div:nth-child(2){border-right:0}
  .stats div:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .stats div:nth-child(2n){padding-left:24px}
  .hero-media{padding-bottom:0}
  .hero-media .card-calc{position:relative;left:auto;right:auto;margin:-56px 16px 0}
  .page-hero.has-photo .wrap{grid-template-columns:1fr;gap:32px}
  .hero-photo{aspect-ratio:16/9}
}
@media(max-width:640px){
  body{font-size:16px}
  .sec{padding:64px 0}
  .g2,.g3,.g4,.tool-grid,.out,.lead-form .row{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .ftr-grid{grid-template-columns:1fr}
  .hero .wrap{padding:44px 0 56px}
  .card-calc,.tool,.lead-form,.postcard{padding:22px}
  .drop.cols{columns:1}
  .cmp{font-size:.88rem}
  .stats b{font-size:2rem}
  .hero-media .card-calc{grid-template-columns:1fr}
  .hero-img figcaption{display:none}
  .hero-media .card-calc{margin:-40px 10px 0}
}
@media(max-width:480px){
  .wrap{width:min(var(--wrap),100% - 32px)}
  .hdr .wrap{gap:10px;min-height:68px}
  .brand svg{width:34px;height:34px}
  .brand .wm b{font-size:1.04rem}
  .brand .wm small{font-size:.56rem;letter-spacing:.22em}
  .burger{flex-shrink:0}
}
@media print{.hdr,.strip,.ftr,.callbar,.cta-band{display:none}}
@media(max-width:640px){.strip .wrap>span:first-child{display:none}.strip .wrap{justify-content:center}}